01 -
In a mixing bowl, beat softened cream cheese with sweetened condensed milk until the mixture is completely smooth.
02 -
Add French vanilla pudding mix and cold milk to the cream cheese mixture and stir until thickened and well incorporated.
03 -
Arrange a layer of vanilla wafers at the bottom of a large serving dish, followed by an even layer of sliced bananas and sliced strawberries.
04 -
Pour half of the prepared pudding mixture over the fruit and wafers, spreading gently to cover.
05 -
Repeat with another layer of vanilla wafers, bananas, strawberries, and the remaining pudding mixture.
06 -
Spread the whipped topping evenly over the top layer. Refrigerate for a minimum of 4 hours before serving for best texture and flavor.